Housing problems may include which of the following factors?

The correct choice identifies inadequate housing conditions as a critical factor related to housing problems. Inadequate housing conditions can encompass a range of issues, including lack of basic necessities such as electricity, running water, adequate heating, or appropriate sanitation. These conditions can severely impact individuals' physical and mental health, leading to stress, anxiety, and other adverse outcomes. Poor housing can also affect stability and security, making it difficult for individuals and families to thrive.

In contrast, living next to relatives, ownership of a home, and access to community resources do not necessarily reflect a problem with housing itself. Living near relatives might offer social support, home ownership can provide stability and equity, and access to community resources can enhance well-being. Therefore, while these factors are relevant to the overall living situation, they do not capture the essence of what constitutes a housing problem as effectively as inadequate housing conditions do.